Privacy Policy
This Privacy Policy sets out how Intercoastal Insurance uses and protects any user information received by this website. This Privacy Policy applies solely to information collected through this website and not through any other sources.
Intercoastal Insurance is committed to ensuring that user’s privacy is protected. All information provided to Intercoastal Insurance by users will only be used in accordance with this Privacy Policy.
Intercoastal Insurance may amend this Privacy Policy from time-to-time by updating this page. Any changes are effective immediately upon the posting of the revised Privacy Policy on this website. A user should check this page each time he/she visits this website to ensure he/she has read and agrees with the current Privacy Policy statement. This policy is effective as of May 15, 2019.
This Privacy Policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read this Privacy Policy carefully to get a clear understanding of how Intercoastal Insurance collects, uses, protects or otherwise handles your Personally Identifiable Information in accordance with this Website.
What non-personal data does Intercoastal Insurance collect from the people that visit this Website?
Network Information
Whenever you access this Website via personal computer or mobile device such as an iPad or smart phone (“Computer”), technical information of a non-personal nature is automatically exchanged between your Computer and the server where the Website is hosted. In the course of this exchange, the following information may be collected and logged by the server:
- the date and time of access;
- the domain name of your Internet service provider (ISP);
- the Internet Protocol address (or IP address) of your Computer;
- the type, version number, and certain configuration details of the browser you are using to access the Website;
- the operating system of the Computer upon which your browser is installed;
- the screen resolution and color depth of your Computer’s monitor;
- the geographical location of your Computer;
- the method by which you came to the Website (whether it be by typing the URL directly into the address bar of your browser, by clicking on an external referring link, or by performing a keyword search in a search engine); and/or
- the pages of the Website visited by you and the amount of time spent on each.
- This information is entirely anonymous in nature, and Intercoastal Insurance cannot and does not obtain your email address or other identifying information automatically simply by your accessing the Website.
Intercoastal Insurance uses the anonymous user information gathered in this manner for internal purposes only, primarily in order to track the number and origin of visitors to the Website, to monitor visitor usage of the Website, and to help Intercoastal Insurance determine how the Website may be improved in order to better serve our visitors.
What personal information does Intercoastal Insurance collect from the people that visit this Website?
When contacting or registering on this Website, as appropriate, you may be asked to enter your name, email address, phone number or other details to help you with your experience.
When does Intercoastal Insurance collect information?
Intercoastal Insurance collects information from you when you subscribe to a newsletter, fill out a form or enter information on this Website.
How does Intercoastal Insurance use your information?
Intercoastal Insurance may use the information collected from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf this Website, or use certain other site features on this Website in the following ways:
- To personalize your experience on this Website and to allow Intercoastal Insurance to deliver the type of content and product offerings in which you are most interested.
- To send periodic emails about Intercoastal Insurance’s products and services.
- To follow up with them after correspondence (live chat, email or phone inquiries).
How does Intercoastal Insurance protect your information?
- Intercoastal Insurance does not use vulnerability scanning and/or scanning to PCI standards.
- Intercoastal Insurance only provides articles and information. Intercoastal Insurance will never ask for credit card numbers.
- Intercoastal Insurance does not use Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.
Does Intercoastal Insurance use ‘cookies’?
Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables this Website’s or service provider’s systems to recognize your browser and capture and remember certain information. They are also used to help Intercoastal Insurance understand your preferences based on previous or current site activity, which enables Intercoastal Insurance to provide you with improved products and services. Intercoastal Insurance also uses cookies to help compile aggregate data about site traffic and site interaction with the goal of offering better site experiences and tools in the future.
Intercoastal Insurance uses cookies to:
- Understand and save user’s preferences for future visits to this Website.
- Compile aggregate data about Website traffic and Website interactions in order to offer better Website experiences and tools in the future. Intercoastal Insurance may also use trusted third-party services that track this information.
You can choose to have your Computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since each browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
If you turn cookies off, some of the features that make your site experience more efficient may not function properly.
Third-party disclosure
Intercoastal Insurance does not sell or trade your Personally Identifiable Information. This does not include website hosting partners and other parties who assist Intercoastal Insurance in operating this Website, conducting Intercoastal Insurance business, or serving our users, so long as those parties agree to keep this information confidential. Intercoastal Insurance may also release information when its release is appropriate to comply with the law, enforce site policies, or protect Intercoastal Insurance or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third-party links
Occasionally, at Intercoastal Insurance’s discretion, Intercoastal Insurance may include or offer third-party products or services on this Website, which may include links to the websites of such third parties. These third-party websites have separate and independent privacy policies. Intercoastal Insurance therefore has no responsibility or liability for the content and activities of these linked websites. Nonetheless, Intercoastal Insurance seeks to protect the integrity of this Website and welcomes any feedback about these linked websites.
Google and other third-party vendors
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. Google AdWords policies: https://support.google.com/adwordspolicy/answer/1316548?hl=en
Intercoastal Insurance uses Google AdSense Advertising on this Website.
Google, as a third-party vendor, uses cookies to serve ads on this Website. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
Intercoastal Insurance has implemented the following:
- Remarketing with Google AdSense
- Google Analytics Demographics and Interests Reporting
- Integrated services that require Google Analytics to collect data for advertising purposes, including the collection of data via advertising cookies and identifiers
- Geolocation
Intercoastal Insurance, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to this Website.
For more information about Google Analytics data privacy and security: https://support.google.com/analytics/answer/6004245
Opting out:
Users of this Website can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
California Online Privacy Protection Act
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
According to CalOPPA, Intercoastal Insurance agrees to the following:
Users can visit this website anonymously.
Once this privacy policy is created, Intercoastal Insurance will add a link to it on the home page or as a minimum, on the first significant page after entering this website.
This Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.
You will be notified of any Privacy Policy changes:
- On this Privacy Policy Page
You can change your personal information:
- By emailing us
How does this site handle Do Not Track signals?
Intercoastal Insurance honors Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
Intercoastal Insurance does not specifically market to children under the age of 13 years old.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
In order to be in line with Fair Information Practices Intercoastal Insurance will take the following responsive action, should a data breach occur:
Intercoastal Insurance will notify you via email
- Within 7 business days
Intercoastal Insurance will notify the users via in-site notification
- Within 7 business days
Intercoastal Insurance also agrees to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
Intercoastal Insurance collects your email address in order to:
- Send information, respond to inquiries, and/or other requests or questions
To be in accordance with CANSPAM, Intercoastal Insurance agrees to the following:
- Not use false or misleading subjects or email addresses.
- Identify the message as an advertisement in some reasonable way.
- Include the physical address of the business or site headquarters.
- Monitor third-party email marketing services for compliance, if one is used.
- Honor opt-out/unsubscribe requests quickly.
- Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can email Intercoastal Insurance at: info@intercoastalinsurance.com
Contacting Intercoastal Insurance
If there are any questions regarding this privacy policy, you may contact Intercoastal Insurance using the information below.
Intercoastal Insurance
690 Eau Gallie Blvd.
Melbourne, FL 32935
Phone: (321) 253-2662
Fax: (321) 253-2663
info@intercoastalinsurance.com
